:root{--navy:#0C447C;--ink:#0a2f57;--or:#F28C28;--bg:#fff;--soft:#f2f6fb;--card:#fff;--text:#14263b;--mut:#51607a;--line:#dbe4ef;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media(prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0b1626;--soft:#101f35;--card:#12253f;--text:#e6edf6;--mut:#9fb0c6;--line:#243a57}}
:root[data-theme="dark"]{--bg:#0b1626;--soft:#101f35;--card:#12253f;--text:#e6edf6;--mut:#9fb0c6;--line:#243a57}
html{scroll-padding-top:env(safe-area-inset-top,0px);scroll-behavior:smooth;height:100%}*,*:before,*:after{box-sizing:inherit}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg)}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:var(--navy);z-index:30}
a{color:inherit}.w{max-width:1040px;margin:auto;padding:0 18px}h1,h2,h3{line-height:1.2;margin:0 0 .5em}
header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:var(--navy);color:#fff}
.bar{display:flex;align-items:center;gap:10px;min-height:60px}
.logo{font:700 28px Georgia,serif;text-decoration:none}.logo i{color:var(--or)}
nav{margin-left:auto;display:flex;gap:2px;flex-wrap:wrap}nav a{padding:8px 10px;font-size:14px;text-decoration:none;border-radius:6px}nav a:hover,nav a.on{background:rgba(255,255,255,.16)}
.burger{display:none;margin-left:auto;background:none;border:1px solid #fff6;color:#fff;font-size:22px;border-radius:6px;padding:2px 10px;cursor:pointer}
@media(max-width:900px){.burger{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);padding:8px 18px 14px;flex-direction:column}nav.open{display:flex}}
.btn{display:inline-block;padding:12px 20px;border-radius:8px;background:var(--or);color:#1a1000;font-weight:700;text-decoration:none;border:0;cursor:pointer;font:inherit;font-weight:700}
.btn.wa{background:#1faa59;color:#fff}.btn.ol{background:none;color:#fff;border:2px solid #fff}
.hero{background:var(--navy);color:#fff;padding:46px 0}.hero h1{font-size:clamp(28px,5.5vw,44px);max-width:780px}.hero p{font-size:18px;max-width:640px;margin:0}
.row{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.trust{display:flex;gap:8px 18px;flex-wrap:wrap;margin-top:18px;font-size:14px;opacity:.95}
section{padding:36px 0}.alt{background:var(--soft)}
.tag{color:var(--or);font-weight:700;letter-spacing:1px;font-size:13px;text-transform:uppercase;margin:0 0 4px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.card{border:1px solid var(--line);border-radius:12px;padding:18px;background:var(--card)}.card h3{margin:0 0 6px;font-size:18px}.card p{margin:0;color:var(--mut)}.card a.more{display:inline-block;margin-top:10px;font-weight:700;color:var(--navy)}
@media(prefers-color-scheme:dark){.card a.more{color:#8fc1f3}}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none;margin:0}.chips li{border:1px solid var(--line);border-radius:20px;padding:6px 14px;font-size:14px;background:var(--card)}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:12px;counter-reset:s}.steps li{counter-increment:s;padding-left:46px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
details{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin-bottom:10px;background:var(--card)}summary{cursor:pointer;font-weight:700}
form{display:grid;gap:10px;max-width:520px}input,select,textarea{padding:11px;border:1px solid var(--line);border-radius:8px;font:inherit;width:100%;background:var(--card);color:var(--text)}
.seo{font-size:13px;color:var(--mut);background:var(--soft);border:1px dashed var(--line);border-radius:10px;padding:10px 14px}.seo b{color:var(--text)}
.crumb{font-size:14px;margin-bottom:10px;opacity:.85}
footer{background:var(--ink);color:#cfe0f3;padding:30px 0 96px;font-size:14px}footer a{color:#fff}footer .g{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:18px}
.fab{position:fixed;right:14px;bottom:calc(14px + env(safe-area-inset-bottom,0px));display:flex;flex-direction:column;gap:10px;z-index:25}.fab a{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:700;text-decoration:none;font-size:13px}
.ph{width:100%;max-height:340px;object-fit:cover;border-radius:12px;display:block}.card .ph{max-height:150px;margin-bottom:10px}.cap{font-size:12px;color:var(--mut);margin:6px 0 0}.chips a{text-decoration:none;display:inline-block}.hero .crumb a{color:#fff}.hero .crumb{font-size:14px}.card .more{text-decoration:none}.soc{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}.soc a{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.14);color:#fff;font-size:14px;font-weight:700;text-decoration:none;border:1px solid rgba(255,255,255,.3)}.soc a:hover{background:var(--or);color:#1a1000}main .soc a{background:var(--navy);border-color:var(--navy)}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:8px 12px;z-index:50}.skip:focus{left:8px;top:8px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #F28C28;outline-offset:2px}.crumb a{text-decoration:underline}.foot-note{font-size:12px;opacity:.8;margin-top:8px}